Uncategorized

What is the Credit Card Competition Act?

What is the Act, and is it true rewards are in danger? Let’s take a look in this article. Overview of the Credit Card Competition Act Supporters Opponents The Reality of the CCCA How to Avoid Overpaying for Processing Overview of the Credit Card Competition Act The Credit Card Competition Act (CCCA) is a bill […]

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You may have seen commercials on TV or heard people saying that a bill in Congress – the Credit Card Competition Act – will kill rewards credit cards.

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Uncategorized

Visa Interchange – Supermarket Credit

Note that this does not apply to debit and prepaid cards used at a supermarket. Those card types have their own interchange (CPS Supermarket), which we cover in this article: Visa CPS Supermarket. Let’s take a look at the eligibility requirements for the categories and what you can expect to pay if you’re running a […]

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Visa’s Supermarket Credit interchange is charged differently depending on two different factors: the type of credit card used and the “tier” of the supermarket.

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Credit Card Processing

PayPal Zettle

However, Zettle isn’t only for businesses that take cards in various locations. The readers can also be paired with an iPad and accessories to create a sleek, modern point of sale system in a fixed location. In this PayPal Zettle overview, we’ll go through the features, hardware options, and costs to help you determine if […]

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Replacing PayPal Here, PayPal Zettle is a mobile point-of-sale solution that allows you take credit card payments on-the-go.

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ecommerce

Authorize.Net vs. NMI: Comparing and Contrasting Payment Gateways

They may have even suggested a specific gateway, such as Authorize.Net or NMI. Or perhaps you’re currently using one of those gateways but are considering a switch. In this article, we’ll compare and contrast Authorize.Net and NMI, two of the most popular gateways available, to help you make the right decision. Key Terms About Authorize.Net […]

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If you’ve decided to take online payments, you’ve likely come across articles about or talked to salespeople that reference payment gateways, including Authorize.Net or NMI.

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Credit Card Processing

The Dangers of Credit Card Processing Savings Analyses

It’s a common situation – you’re considering a new credit card processor, maybe browsing a website or talking to a salesperson, when you’re offered a savings analysis. Perhaps you get a cold email from a processing rep. The website text or salesperson says that it’s free and will show you how much you can save […]

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Comparing credit card processors? Be careful with savings analyses.

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Credit Card Processing, ecommerce

What is SRC and the Universal Buy Button?

As swindlers find it more difficult to rob consumers by impersonating them at brick-and-mortar registers or by skimming their card information, they’re turning to online card-not-present attacks. The Fraud Picture So what is Secure Remote Commerce (SRC) anyway? How It Works SRC: Universal Buy Button Benefits to Businesses Limitations and Negative Perception Rolling Out SRC […]

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Online payment fraud is on the rise. Secure Remote Commerce aims to curb it.

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Credit Card Processing

My Credit Card Processor Raised My Rates – Now What?

Credit card processing isn’t cheap. But it doesn’t have to be as expensive as many business owners think. In this article, I’ll cover the different types of price increases, which ones are avoidable, and how to stop them. Types of Price Increases The Easy Way The Hard Way Determine the Source of the Increase Is […]

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You know the drill. Your monthly processing statement comes in, and your processor is raising your rates. How do you stop it?

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Credit Card Processing

How to Choose a Merchant Services Provider

The method to go about choosing the right credit card processor is very similar whether you’re taking cards for the first time or switching processors from your existing solution. The only real difference is equipment considerations. This article will go over what you need to look for (and avoid!) in order to choose a merchant […]

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Choosing the right merchant services provider (also called a credit card processor) for your business can be the difference between frustration and overpaying or a competitively priced merchant account with great customer service.

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