Accounting and Finance, Credit Card Processing

Clover Capital: Funds for Small Businesses

Much like competitor Square Capital, Clover Capital provides merchant cash advances to customers. Cash advances are typically easier to obtain than small business loans, but do have some potential drawbacks to consider. Let’s take a look at what Clover offers and what it means for your business’s cashflow. Clover Capital Other Companies Called Clover Capital […]

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Businesses using Clover systems may be eligible to borrow funds for business purposes through the Clover Capital cash advance program.

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Accounting and Finance, Credit Card Processing

Verosa for QuickBooks Integration

Businesses can take payments through the terminal and post them automatically to QuickBooks. Verosa’s payment terminals allow customers to swipe cards via most USB card readers. The software is easy to use, and is designed for QuickBooks-using businesses seeking alternative processing avenues rather than have their credit card processing accounts with QuickBooks/Intuit. It’s unclear if […]

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No matter their size, busiensses want the most economical way to process customer credit cards. Verosa, based in Vancouver, Washington, hosts a payment terminal specifically for QuickBooks.

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Accounting and Finance

Fundbox Review: Invoice Financing

Invoice financing is a popular method of obtaining short-term business capital to run your business. Fundbox offers both invoice financing and traditional business lines of credit. While these types of loans carry large fees, they can be a great short-term financing option for businesses with bad or no credit. If you’re looking for working capital, […]

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Fundbox is a startup that offers working capital options for businesses through invoice financing or lines of credit.

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Accounting and Finance

BlueVine: Invoice Factoring and Credit Lines for Liquidity

We’ve previously discussed invoice financing, in which a company uses your business’s outstanding invoices as collateral to finance a loan. BlueVine takes this concept one step further by offering invoice factoring. The company partners with FundThrough to provide more capital and flexibility. In this BlueVine review, we’ll look at what that entails and when it […]

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BlueVine offers invoice factoring and lines of credit for improved cash flow while you’re waiting on payment from outstanding invoices.

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Accounting and Finance, B2B

What Is Behalf? Receive a Loan to Pay Your Vendors

Note: As of 2023, Behalf’s website is not active, nor is its partner page with Amazon AWS, and it appears that the company may no longer be operating. We’re leaving this article for historical purposes at this time. It’s similar to companies offering point-of-sale loans to finance purchases (see our Affirm review for more info […]

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Smaller B2B companies know the money constraints of net terms. Behalf offers short-term financing for B2B purchases to help ease the pain.

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Accounting and Finance, ecommerce

What is Affirm? Understanding Purchase Financing

Affirm is one of the new wave of companies offering point of sale loans to finance purchases. Ticketing service Eventbrite, retailers Wayfair and Casper, and travel site Expedia offer point of sale financing. Essentially, when a consumer checks out on a website, they have the option of paying by taking out a loan from Affirm […]

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Affirm loans are a short-term loan option for financing purchases at the time of sale, with a simple application and no hard credit check.

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Accounting and Finance, Business

How to Fix Bad Business Credit

There are four major business credit scores, issued by FICO SBSS, Dun & Bradstreet, Equifax, and Experian. Each bureau uses a slightly different scoring approach, but all major business credit scores assess a company’s ability to make on-time payments. The Importance of Your Business Credit Score What is a “Good” Business Credit Score? How to […]

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A business credit score measures the creditworthiness of a company and is based on information in a business credit report. It is used for various purposes, including as criteria for obtaining commercial funding.

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Accounting and Finance

What is Invoice Financing?

Let’s take a closer look at invoice financing and what’s involved. How does invoice financing work? Types of Invoice Financing Upfront Percentages for Invoices Who should consider invoice financing? Costs Finding a Lender Invoice Financing vs. Merchant Cash Advances How does invoice financing work? Essentially, you’ll partner with a lender who will front you the […]

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Invoice financing, also sometimes called accounts receivable financing, is a way for small businesses to secure money for outstanding invoices before the client who owes the money pays. It can be a helpful option if you’re strapped for cash, but the costs may not make it a good long-term solution.

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