Ben Dwyer began his career in the processing industry in 2003 on the sales floor for a Connecticut‐based processor. As he learned more about the inner‐workings of the industry, rampant unethical practices, and lack of assistance available to businesses, he cut ties with his employer and started a blog where he could post accurate information about credit card processing. As the blog gained in popularity, Ben began directly assisting merchants in their search for a processor. Ben believes in empowering businesses by providing access to fair, competitive pricing, accurate information, and continued support. His dedication to transparency and education has made CardFellow a staunch small business advocate in the credit card processing industry.
Credit Card Processing, Security and PCI Compliance
OmniShield Assure is a PCI and security program. The company says that the main benefits are improved security and reduced financial risk. If you’re paying for the program, you’ll probably see it on your statement among other monthly fees. Note: OmniShield Assure was originally created by Vantiv, which was purchased by Worldpay. Then Worldpay was […]
If you’re a business using Vantiv (acquired by Worldpay and then by FIS), you may be wondering about a fee for OmniShield Assure on your bill.
Credit Card Processing
It’s the best of both worlds: the convenience of QuickBooks and more competitively priced credit card processing. There are many processors that offer integration with or data export for QuickBooks, eliminating manual transaction entry. However, different processors utilize different integration methods and some may not work with your version of QuickBooks. In this guide, we’ll […]
Intuit’s QuickBooks is a popular choice for business accounting, but if you accept credit cards through Intuit merchant services, you’re well aware that it comes with high costs. What you may not know is that you can use a lower cost processing option and still automatically input your sales data into QuickBooks.
Credit Card Processing, Medical and Dental
If you’re running a business that sells a medication, product, or supplement that makes a health claim or treats an illness, you’re in ‘pharmaceuticals.’ In this explanation of high risk merchant accounts for pharmaceuticals, we’ll explain the various categories involved and help you determine the right credit card processing solution for your business. Why are […]
Pharmaceuticals, nutraceuticals, and the more nebulous “pseudo-pharmaceuticals” are all considered high-risk sales in credit card processing. That means a different approach to securing a processor.
Credit Card Processing
One reason for that is the higher-than-average chargeback rates that can come from bookings for a future trip that a client later wants to cancel. Not to worry. Even as a high risk business, it’s still possible to secure a merchant account to accept credit cards. Here’s what you need to know as an agency, […]
When most people think of “high risk” credit card processing, they think of gambling, firearms, tobacco, and similar industries. But travel agencies also typically fall under “high risk.”
Credit Card Processing
The rise of fantasy sports adds another layer of complexity, as lawmakers and fantasy sports businesses argue over whether the activity is truly “gambling.” However, if you run a casino, online gambling site, or fantasy sports site, be aware that you’ll be considered “high risk” when it comes to credit card processing. High Risk Merchant […]
Gambling of any form has a murky history in the United States. Legal in some locations and not in others, it creates a challenge for credit card processors.
Credit Card Processing, Medical and Dental
As a dentist, orthodontist, oral surgeon, or dental professional, you know that accepting credit and debit cards is convenient for patients and can eliminate the time and expense of sending invoices to collect payment. But many practices overpay for credit card processing, either by choosing practice management systems that lock them into higher rates or […]
Learn how to navigate the credit card processing maze to secure the most competitive pricing and solution for your dental practice.
Credit Card Processing
Fortunately, legitimate tech support businesses can still secure merchant accounts to accept credit cards. You’ll just need to work with a “high risk” credit card processor that permits tech support businesses. Types of Tech Support Why is tech support considered high risk? Mitigating Risk for Card-Not-Present Transactions Merchant Accounts for Tech Support Businesses Finding a […]
Some people are surprised that tech support businesses are considered high risk. But when you factor in the ease of scamming consumers, high chargebacks, and over-the-phone or internet transactions, it makes more sense.
Credit Card Processing
If you’re looking for credit card processing for an e-cigarette business or tobacco shop, it’s important to know your options. In this article, we’ll go over the difference between high risk and low risk smoke shops and how to find a processor no matter what kind of business you run. Vape Shops / E-cigarettes Tobacco […]
Vape shops and traditional tobacco smoke shops often run into challenges when applying for merchant accounts.