Ben Dwyer began his career in the processing industry in 2003 on the sales floor for a Connecticut‐based processor. As he learned more about the inner‐workings of the industry, rampant unethical practices, and lack of assistance available to businesses, he cut ties with his employer and started a blog where he could post accurate information about credit card processing. As the blog gained in popularity, Ben began directly assisting merchants in their search for a processor. Ben believes in empowering businesses by providing access to fair, competitive pricing, accurate information, and continued support. His dedication to transparency and education has made CardFellow a staunch small business advocate in the credit card processing industry.

Accounting and Finance, Credit Card Processing

QuickBooks Integration: Getting Credit Card Processing Data into QuickBooks

There are many processors who are able to offer integration or data export for QuickBooks, eliminating manual transaction entry. Types of QuickBooks Solutions Accounting Software QuickBooks Payments Point of Sale Software How do I get transaction data into my QuickBooks account? Point-of-Sale System Integration Gateway Plugin Export Data Should I just use QuickBooks Payments to […]

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Intuit’s QuickBooks is a popular choice for business accounting, and if you accept credit cards, you’re probably wondering how you can automatically input your sales data into QuickBooks. Contrary to popular belief, taking credit cards with QuickBooks isn’t limited to one processing company.

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Credit Card Processing, Restaurants and Bars

Chip Credit Cards Mean Changes for Tipping

Some point of sale systems and credit card machines are now able to adjust for tips after the card is run, but others cannot. How did the process of tipping change with EMV chip cards? EMV Gratuity Variations by Card Type If some cards still work why should I change our tip process? How should […]

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The EMV liability shift brought many changes to credit card acceptance, but there’s one major difference that restaurant owners should be aware of: accepting gratuities.

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Credit Card Processing

Guide to Credit Card Processing

What to Expect First Things First Forget About It! It’s Easier Than You Think There Are No Dumb Questions First Things First Credit Card Processing Ecosystem Where’d Your Money Go? Processor Pricing Models, Where Things Get Interesting How to Compare Credit Card Processors Keeping Costs Low About CardFellow Resources What to Expect CardFellow’s Guide to […]

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Here’s a comprehensive, unbiased, no-nonsense credit card processing guide that will help you make sense of the madness that goes on in the processing industry. This guide will show you actionable information on how credit card processing fees work and will allow you to turn the knowledge into dollars and cents.

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Credit Card Processing, Specialty Businesses

Credit Card Processing for Non Profit Organizations

If your non-profit is looking to accept credit cards, it’s important to understand the basics of processing costs, and what’s different for registered non-profits. The Basics Interchange Assessments Markup What’s different for non-profit organizations? What is a Merchant Category Code (MCC)? Why are MCC’s important for non-profits? Processing Costs for Non-Profits Pass-Through Pricing Flat-Rate Pricing […]

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When it comes to credit card processing, non-profits may be eligible for lower rates than other types of businesses.

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Credit Card Processing

Virtual Terminals for Credit Card Processing

What is a virtual terminal for credit card processing? What’s the difference between a virtual terminal and payment gateway? What payment types can I accept? What type of businesses could benefit from a virtual terminal? Reporting Are virtual terminals secure? Accessories Costs How do I get a virtual terminal? What is a virtual terminal for […]

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Businesses that accept payments over the phone, by fax, or through mail orders can securely take credit cards using a virtual terminal, or a web-based portal using any computer with an internet connection.

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Accounting and Finance, Credit Card Processing

How to Send Electronic Invoices

In business, computers and the internet are making it easier than ever to streamline processes for maximum efficiency. A prime example is electronic invoices, offering the ability to send paperless bills to clients and even accept payment online. Read this intro to learn how to send electronic invoices and take advantage of the time savings.

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Sending invoices electronically is a quick and convenient way to bill customers for goods and services they’ve purchased from your company. In many cases, the email invoice will include a click-to-pay button to encourage your customers to pay by credit or debit card right when they receive the invoice.

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Credit Card Processing, ecommerce

Online Payment Processing and Ecommerce Payments

With consumers now regularly shopping on the internet, it’s more important than ever for businesses to be able to take credit cards online. Securely accepting payments on your website is convenient for customers, and could boost sales.

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There are two main methods for taking credit cards online: you can accept orders on your business website, or you can sell through an electronic marketplace.

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