Accounting and Finance, Credit Card Processing

Clover Capital: Funds for Small Businesses

Much like competitor Square Capital, Clover Capital provides merchant cash advances to customers. Cash advances are typically easier to obtain than small business loans, but do have some potential drawbacks to consider. Let’s take a look at what Clover offers and what it means for your business’s cashflow. Clover Capital Other Companies Called Clover Capital […]

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Businesses using Clover systems may be eligible to borrow funds for business purposes through the Clover Capital cash advance program.

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Accounting and Finance

Fundbox Review: Invoice Financing

Invoice financing is a popular method of obtaining short-term business capital to run your business. Fundbox offers both invoice financing and traditional business lines of credit. While these types of loans carry large fees, they can be a great short-term financing option for businesses with bad or no credit. If you’re looking for working capital, […]

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Fundbox is a startup that offers working capital options for businesses through invoice financing or lines of credit.

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Accounting and Finance

BlueVine: Invoice Factoring and Credit Lines for Liquidity

We’ve previously discussed invoice financing, in which a company uses your business’s outstanding invoices as collateral to finance a loan. BlueVine takes this concept one step further by offering invoice factoring. The company partners with FundThrough to provide more capital and flexibility. In this BlueVine review, we’ll look at what that entails and when it […]

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BlueVine offers invoice factoring and lines of credit for improved cash flow while you’re waiting on payment from outstanding invoices.

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Accounting and Finance, B2B

What Is Behalf? Receive a Loan to Pay Your Vendors

Note: As of 2023, Behalf’s website is not active, nor is its partner page with Amazon AWS, and it appears that the company may no longer be operating. We’re leaving this article for historical purposes at this time. It’s similar to companies offering point-of-sale loans to finance purchases (see our Affirm review for more info […]

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Smaller B2B companies know the money constraints of net terms. Behalf offers short-term financing for B2B purchases to help ease the pain.

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Accounting and Finance, ecommerce

What is Affirm? Understanding Purchase Financing

Affirm is one of the new wave of companies offering point of sale loans to finance purchases. Ticketing service Eventbrite, retailers Wayfair and Casper, and travel site Expedia offer point of sale financing. Essentially, when a consumer checks out on a website, they have the option of paying by taking out a loan from Affirm […]

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Affirm loans are a short-term loan option for financing purchases at the time of sale, with a simple application and no hard credit check.

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Accounting and Finance

The Complete PayPal Working Capital Review

If you want to expand your business, create a new product line, hire more staff, or scale in some other way, you need money to make it happen. Traditionally, businesses would use a standard business loan or a credit card to fund their expansion plans. PayPal Working Capital aims to change that. It’s a different […]

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PayPal working capital functions more like a cash advance than a loan. You’re not charged interest – just a fixed fee, dependent on how much you want to borrow and how quickly you intend to repay the balance.

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Accounting and Finance

Kabbage vs. OnDeck

Two popular online lending options are Kabbage and OnDeck. Both established in the late 2000s, the companies offer similar loan products with fast applications and deposit times, but also have some key differences. Let’s take a look at what you can expect when seeking funding. Kabbage vs. OnDeck at a Glance Kabbage Overview Loan Amounts […]

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These days, there are more choices than ever when it comes to financing your business. Everything from merchant cash advances through your credit card processor to alternative loans to peer-to-peer lending make it easy to find the right funding solution.

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Accounting and Finance

How to Refinance Business Debt with a Term Loan

Although these options can help the business get up and running, high interest rates can ultimately cause strain and tie up much-needed cash flow. Instead of being able to invest earnings back into the business, owners are stuck paying interest on the debt. Often, interest payments are so large that the business becomes mired. With […]

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It’s common for new businesses to borrow money to open their doors. Since they have little to no history to show their financial viability, many borrow using credit cards or other revolving or short-term debt.

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